Buy a Home Refinance FAQs 1-844-770-7177

SELF-EMPLOYED MORTGAGES

Discover our 3-step proven process.

Buy a Home

Refinance

Learn more

We guarantee self-employed people avoid the uncertainty and frustration of getting approved for a mortgage.

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The Benefits of a SEMS Mortgage

No Tax Returns Needed

Most banks and brokers need your tax returns

Safe

We are fully licensed and regulated by FSRAO

No Hidden Fees

All rates are presented up front and never changed

You will receive the lowest rates in Canada

Low Rates

SEMS Proven 3-Step Process

We combine proven technology with the most experienced self-employed mortgage brokers to get you the best deal.

Mortgage Genius Technology

We will call you within 7 minutes to confirm your rate and amount you are approved for. You will receive e-mail confirmation for your records.

Fast Approval

Breeze through the easy to use online application with secure technology that protects your information.

Lightening Quick Application

(during our regular business hours)

Start application

No obligation and no credit check without permission

$21 Billion

funded mortgages

60,000 +

clients helped

Our numbers speak for themselves.

Expert advice at your fingertips.

Our self-employed mortgage experts are available seven days a week to answer all of your questions.

Call us

Email us

Your easy mortgage approval starts today.

Enjoy a stress free online process that's designed for the business owner who wants to focus on growing their business, not an out of date and stressful mortgage process.

Buy a Home

Refinance

SEMS has chosen to partner with Canada’s number 1 mortgage company, Dominion Lending Centre’s. Dominion Lending Centre’s Estate Mortgages FSCO 11363 is the brokerage that holds our licenses. Each office is independently owned and operated. All our agents are licensed and will provide their FSCO license number in their email signature.

2301 Queen Street East, Toronto, ON M4E 1G7